1. Credit Card Easy Payment Scheme offer will be available to all Commercial Bank of Ceylon PLC Credit Cardholders.
2. The offer is opened for the below Installment plans only, with a nominal fee being levied as stipulated below.

   06 Months - 2.5%
   12 Months - 4.5%

   18 Months - 6.5%

   24 Months - 11.5%

   36 Months - 17%
   

1. Minimum payment amount stipulated in the monthly Credit Card account consist of monthly Installment amount and 5% of any accrued balance left in the Card statement. The non-settlement of minimum payment amount will result in accumulating of standard charges to the Credit Card account.
2. The minimum transaction value shall be Rs. 10,000/- & the maximum value shall be Rs. 350,000/-.
3. Credit Card account will be blocked with the proposed transaction amount of the Easy Payment scheme together with any handling fee. No additional interest will be charged to the blocked amount under the proposed Easy Payment scheme.
4. Applicable only for Commercial Bank credit card holders.

1.    This ESP is applicable only for Sampath Bank Mastercard, Visa Credit  Cardholders;

2.     Full payment needs to be settled with a Sampath Mastercard, Visa Credit Card;

3.     Sampath Bank American Express Credit Card No online installment available, check rates and call and convert at the bank.

5.      All instalment amounts paid are non-refundable and each installment period of the payment plan as approved by the Bank may not be varied;

6.      Once submitted, the details of the instalment plan requested cannot be changed and full or part acceleration is not allowed;

7.      The Bank accepts no responsibility in any way for any goods or services purchased and any dispute relating to same should be resolved by the cardholder directly with the partner and any claim by the cardholder against the partner will not relieve the cardholder from his/her obligation or repayment to the Bank.

8.      The offer will be bound by the terms and conditions of the respective partner establishments;

9.      In the event of any dispute, the decision of the Bank shall be final;

10.  Other general terms and Conditions of Sampath Bank Plc & findmyfare (Pvt) Ltd  shall apply.

1. 0% 3 and 6 months till 31st July 2023 is offered for DFCC Credit Card Holders with setup fee 1500 LKR;
   
2. Minimum transaction Value LKR 10,000/-;
   
3. Cardholder needs to call DFCC Call center on 011 2350000 within 30 days for performing the transaction to convert into an installment plan;
   
4. General Credit card Terms and conditions apply. visit www.dfcc.lk for details

1. The credit card member may perform single/multiple purchase(s) and request for an installment payment plan of twelve (12) months.
2. 0% 12 months till 31st December 2023. (3 & 12 months Installment plan valid only for any destination on Qatar Airways Promotion)
   
3. In order to enjoy the installment payment plan facility, the purchase(s) must be performed during the Promotional Period and informed to the Client Care Centre, by calling 0112480480 and providing the date of such transaction(s), the name of the merchant, and the value of such transaction(s) which will thereafter reflect in the client’s next credit card statement.
4. The clients must Call & Convert the transaction(s) within 5 calendar days from the date of performing the transaction(s). Eg. Transaction(s) performed on 15th January 2023 should be informed to SCB Client Care Centre on /or before the 20th January 2023, to convert the transaction(s) to an installment payment plan.
5. IMPORTANT – In the event that transactions made 5 days prior to the billing cycle are to be converted to Instalment Payment Plans, they will be converted only during the next billing period. In this instance, the credit cardholder will be required to settle the amount stated in the statement. The installment plan will come into effect from the next billing cycle onwards
1. ·       The transaction(s) must be within the customer's approved Credit Limit and transaction(s) performed by depositing funds over the credit limit will not be eligible for this promotion.
2. ·       Credit card member(s) is/are to settle the total purchase bill value via Standard Chartered Bank credit card(s) to be eligible for the offers mentioned herein.
3. ·       The offers cannot be exchanged for cash and/or used in conjunction with any other promotional programs or offers provided by service establishments involved in this promotion.
4. ·       If any dispute arises regarding any of the terms and conditions contained herewith, the decision of the respective service establishment and Standard Chartered Bank shall be final.

1. In order to enjoy the installment facility, the purchases must be informed to the call center, via calling 0112 462 462 & provide the date of such transaction, the name of the merchant and the value of such transaction and the same will be reflected in the customer’s next credit card statement;
2. 0% 3 and 6 months valid only till October 2023.
   
3. The customers must Call & Convert the Transaction within 5 calendar days from the date of performing the transaction. Eg. Transaction performed on 15th January 2023 should be informed to HNB Call Centre on /or before the 20th January 2023, on 011 2462 462 for conversion to easy payment plan;

IMPORTANT – In the event that transactions made 5 days prior to billing cycle are to be converted to Easy Payment Plans, they will be converted only during the next billing period. In this instance, the cardholder will be required to settle the amount stated in the statement. The installment plan will come into effect from the next billing cycle onwards.

 

4. The Transaction must be within the customers approved Credit Limit & transactions performed by depositing funds over the credit limit will not be eligible for this promotion.
5. Card member(s) is/are to settle the total bill via Hatton National Bank PLC credit card(s) to be eligible for the offers mentioned here in;
6. The offers cannot be exchanged for cash and/or used in conjunction with any other promotional programs or offers provided by service establishments involved in this promotion;
7. If any dispute arises regarding any of the terms and conditions contained herewith, the decision of the respective service establishment & Hatton National Bank PLC shall be final.

1. This offer is exclusively for NDB Bank Credit Cardholders.
2. The minimum transaction amount shall be LKR 20,000 per transaction.
3. Card members can convert the transaction into an instalment payment plan by calling NDB Bank call center on +94 11 244 8888 within one week of the transaction date. (within 7 days of the transaction)
4. NDB Bank accepts no liability for the quality of goods and services provided by the service establishment involved since the Bank is not the supplier of such goods and services.
5. Standard instalment payment and credit card Terms & Conditions will continue to apply.
6. NDB Bank reserves the right to modify, amend or withdraw this offer at its sole discretion.
7. If any dispute arises, the decision of Findmyfare or NDB Bank shall be considered final.
8. Applicable only for NDB credit card holders.

• Call 011 200888 to convert travel transactions;
• 0% 3 months (till 31st March 2024)  
  
• Cardholder is requires to call 011 200888  to convert the transaction within 7 days from the transaction date
• Seylan Bank reserves the right to withdraw, modify or change all or any of the rules, terms and conditions applicable to this offer at any given time without prior notice to cardholders.
• The bank accepts no responsibility in any way for any goods or services purchased and any dispute relating to same should be resolved by the cardholder directly with the partner and any claim by the cardholder against the partner will not relieve the cardholder from his/her obligation or repayment to the bank.
• The general terms and conditions of Seylan Bank PLC may apply.

1.         This Extended Settlement Plan (ESP) Promotion is made available to Only For NTB Amex Centurion Platinum, SLA Co-brand Platinum & Amex Explorer Cardholders till 31st May 2024
2.         The Bank may at its sole discretion reject any ESP requests made by the Card member, which does not comply with the terms and conditions of the ESP.
3.         It is the responsibility of the Card member to provide correct information and the Bank shall not be responsible in the event ESP Promotion cannot be provided due to incorrectly and or inadequately provided information on the transaction by the Card member, and/ or ESP is provided to a transaction other than the transaction intended by the Card member due to the said reasons.
4.         The total transaction amount will be blocked within the existing credit limit and the respective installments will be billed to the statement on a monthly basis. The blocking will be gradually reduced along with the repayment of each installment
5.         In the event, that the Card member’s credit card is terminated, canceled, not renewed, or suspended due to any reason whatsoever or any breach of the terms and conditions herein including non-payment of dues under the ESP or any breach of the Card member agreement and the terms and conditions thereof, the outstanding installments (including the Instalments that are not billed) shall become immediately due and payable in full to the Bank.
6.         Unless otherwise expressly provided herein, the Bank’s Card member agreement relating to the respective credit card shall apply to the installments and the payment of installments hereunder which shall be treated as a normal transaction charged to the credit card. In the event of any conflict arising between the terms and conditions, hereof, and the Card member agreement, the former shall prevail only to the extent the same shall relate to matters involving the ESP Promotion.
7.         All installment amounts debited are non-refundable and the Bank accepts no responsibility in any way for any goods purchased under the ESP Promotion any dispute relating to the same should be resolved by the Card member directly with the merchant and no claim by the Card member against the merchant will relieve the Card member from his/her obligation for repayment to the Bank hereunder.
8.         Nations Trust Bank PLC reserves the right to withdraw the ESP Promotion or change the terms and conditions of ESP Promotion at its sole discretion.
9.         Applicable only for NTB credit card holders.

1. 0% installment plans for 12 & 24 months only.
   
2. Valid till 31st October 2023.
3. 12-month plan valid only for Platinum Cards & 24 months on Signature Cards for transactions above LKR 50,000.

4. 0% installment plan offer is not valid on Gold Cards.

5. This offer is not valid for commercial purpose transactions.
6. Promotion eligibility is only on one-time transactions. (Transactions cannot be split and combined in order to convert in to ESP).
7. The Bank has the right to request billing proof/invoices from the customer in order to convert transactions.
8. One card member is entitled to convert a maximum of five (5) transactions at a single merchant establishment for the entire promotion period.
9. To convert transactions to an installment plan, the cardholder should call the union bank contact center on 011 5800 800 within 14 days from the transaction date.
10. The offers cannot be exchanged for cash and/or used in conjunction with any other promotional programs or offer provided by service establishments involved in this promotion.
11. The customer needs to settle the total bill via Union Bank Credit Card(s) to be eligible for the 0% Interest Installment Plan.
12. 0% Interest Installment Plan offers cannot be exchanged for cash.
13. Union Bank of Colombo PLC reserves the right to withdraw, modify or change all or any of the rules, terms & conditions applicable to this promotion at any given time without prior notice.
14. If any dispute arises regarding any of the terms and conditions contained herewith, the decision of the respective service establishment and Union Bank of Colombo PLC shall be final.
15. The general Credit Card terms and conditions will continue to apply.